What is the consequence of driving without insurance in Ohio?

Driving without insurance in Ohio incurs significant penalties, primarily aimed at ensuring that all drivers have the necessary financial responsibility. The correct consequence involves receiving a fine and the potential suspension of your driver's license. This penalty is designed to enforce the state's requirement for drivers to carry liability insurance, which protects not only the driver but also other road users in the event of an accident.

The absence of insurance leaves drivers financially vulnerable and can lead to higher costs for both the driver and the community in terms of accident recovery and healthcare costs. Therefore, Ohio has strict measures in place to deter this behavior, including fines that serve as a financial disincentive and the threat of suspension, which underscores the seriousness of not complying with insurance laws.

In contrast to the other options, which suggest lesser or alternative consequences that do not align with Ohio’s legal framework, the combination of a fine and potential license suspension reflects a serious approach to promoting responsible driving practices and protecting all road users.